Click on a category to see options
Drive away today
with a same-day
car loan
Start by getting a quote in seconds with no impact to your credit score.
p.a.
p.a.
With no impact to your credit score
Showing results for Car loans
Award-winning lender
How it works
Step 1
Start with a quote
No credit score impactGet a quote to find out how much you could borrow (up to $70,000) and your personalised rate. You can also view repayment options to help you budget.
Step 2
Get conditional approval
No credit score impactGet conditional approval by providing a few more details, like your income and expenses. No need to use the vehicle as security with our unsecured loan.
Step 3
Same-day funding
Accept your offer and we'll complete one final review. If everything looks good you could drive-away that day with funds in your account in as little as 60 minutes (even on weekends).
Car loans built for you
Available for all vehicle types up to $70,000
Buy or refinance a new or used vehicle
Unsecured loan, no collateral needed
No balloon payment at the end 
Find out your rate, repayments and borrowing capacity
No impact to credit score
Low rates that
beat the banks
Get a better a deal with our bank-beating rates.
MONEYME
CommBank
ANZ
NAB
Westpac
Click here for important information on comparison rates. All rates are for variable rate loans, unless noted with an asterisk (*), which indicates a fixed rate loan. Comparison excludes short-term promotional rates. Last updated 26/08/25.
No impact to credit score
Loan terms
Select a term that suits you
from 3, 4, 5 or 7 years.
Our fees
$0 early repayment fee
$10 monthly account fee
One-off establishment fee
$0 for excellent credit history
$395 for loans up to $15,000
$495 for loans over $15,000
A different kind of lender
Quick quotes, fast approvals
We cut out unnecessary paperwork and delays with lending that's fast, simple, and built around you.
Transparent and flexible
No lock in contracts, hidden fees or surprises - just flexible options that keep you in control.
Real support, real fast
Speak to a real person if you have questions, we usually answer calls in seconds.
For people and the planet
We care about our social and environmental impact, and we're proudly B Corp Certified.
No impact to credit score
See what our customers say
Wonderful experience and efficient service
Quick turnaround in terms of the loan application outcome. Had great experience with MoneyMe as this is my second time with the company
ZakJul 1, 2024
No impact to credit score
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Copyright 2025 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.