Need a $30,000 personal loan? Whether you are looking to buy a new car, pay for a holiday, do some home renovations or organising a wedding, there may be times in your life when you’ll need to take out personal loans to get some extra cash. Or you may be wanting to consolidate all your debts, including your credit card, into one loan. Taking out a personal loan for debt consolidation can be a great way to better manage your finances as it will mean you can avoid the hassle and stress of dealing with multiple loan repayments and different due dates. Having one loan can also mean you’ll pay fewer fees and charges. Whatever reason you need the extra money for, you’ll want to make sure you can access the funds whenever you need them.

Where to apply for personal loans

Once you’ve identified that you need a $30,000 personal loan, where’s the best place to get express loans and what is the best type of loan to get? From an unsecured personal loan with a variable rate to a secured loan with a variable rate, there are many different loans available to choose from. As well as going to a bank, there are now many online lenders who offer loans online at low rates so it pays to shop around. Completing a personal loan comparison is a good way to determine what kind of credit is available and how much it will cost you. Make sure that when you are comparing between different banks and money lenders, that you look at the different comparison rates, rather than just comparing the interest rates. Looking at the comparison rates will give you more of an idea about what the true cost of the loan is as it takes into account the loan term, the loan repayment frequency and the fees and charges, not just the interest rates.

MoneyMe, one of Australia’s favourite online lenders, offers customers fast $30,000 personal loans. In fact, with MoneyMe easy loans, you can borrow quick loans of up to $70,000 and as little as $5,000. So whether you need a $5,000 personal loan or a $20,000 personal loan, MoneyMe can help finance any loan amounts. In fact, we provide a free personal loan repayment calculator tool so you can quickly and easily find out how much money you can borrow, for how long and what your repayments are likely to be. When working out your interest rate, apart from your credit score we also take into account other factors such as your general living expenses, income and employment history.

Customised loan rates

MoneyMe have low rates tailored to your profile and there are no early exit fees so it costs nothing to repay your loan ahead of time. Your personal loan repayments will be aligned with your pay cycle, so you’ll be less likely to be caught with late fees. Once you have successfully repaid a loan with MoneyMe, we update your MoneyMe credit rating which means we may be able to offer you lower rates and fees on any future loans.

With MoneyMe’s simple and straight-forward online application process, you can have your $30,000 personal loan application submitted in a matter of minutes without the hassle of lengthy forms or several days of waiting. And the loan approval process is quick, too. Once your loan application is submitted, depending on who your bank account is with, you could receive your funds the same business day. Whether your personal loan is for a car, a holiday or to cover emergency expenses, we want to make sure you can access funds the moment you need them. The entire process of applying for our quick cash loans is done online, and our dedicated support team is on hand to assist you 7 days a week if you need any help. You can call us, send us an email or contact us via LiveChat.

Secure and transparent

If you’re applying for a $30,000 personal loan and are worried about security, MoneyMe uses the same online security measures as banks. MoneyMe holds an Australian Credit Licence which is a requirement in Australia for all personal loan lenders or banks. This means we act in adherence to current legislation and are held to very stringent lending standards. We use SSL encryption to keep your details safe, and we work closely with our customers to ensure that your loan repayment schedule is affordable and tailored to fit your personal financial circumstances. At MoneyMe, we pride ourselves on being responsible lenders.

Sometimes small loans are just not going to cut it. For bigger purchases such as new cars, boats, wedding expenses or university fees, you are going to need more than just a short term loan of a few hundred dollars. With MoneyMe, we offer a range of easy loans that can be tailored with a monthly repayment schedule that works for you. Apply online today and your $30,000 personal loan could be in your bank account before you know it!