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Debt consolidation up to $70,000
Consolidate your debts into a bank-beating loan
You could get a better interest rate, lower monthly repayments and save on interest.
p.a.
p.a.
Takes minutes with no impact to credit score
Simple terms.
No hidden fees.Simple terms. No hidden fees.
With no impact to your credit score
Get ahead with debt consolidation
Save on interest and fees
Combine expensive debt into a low-rate personal loan
Lower your monthly repayments
Choose a loan term that works with your budget
Simplify your finances
Consolidate your debt into one easy-to-manage repayment
No early repayment fees
Want to pay off your debt consolidation loan faster? You can.
Low rates that
beat the banks
Get a better a deal with our bank-beating rates.
MONEYME
CommBank
ANZ
NAB
Westpac
Click here for important information on comparison rates. All rates are for variable rate loans, unless noted with an asterisk (*), which indicates a fixed rate loan. Comparison excludes short-term promotional rates. Last updated 26/08/25.
Ready to get a quote?
Find out your rate and repayments in under 90 seconds
With no impact to your credit score
Make life easy with one lower monthly repayment
Forget juggling multiple debts and not knowing when or how much you're going to be charged next. With debt consolidation, you can simplify your debts into one easy to manage, lower monthly repayment.
With no impact to your credit score
Get a debt consolidation quote in minutes
Check what your interest rate and repayments would be with an obligation-free debt consolidation quote. It takes just a few minutes and won't impact your credit score.
Check your rate and repayments
You can get a conditional loan offer in just minutes
without impacting your credit score!
Submit your application
Review your loan offer, accept it, and you'll get an
outcome typically within 60 minutes.
Same-day funding
Once approved, we'll transfer the money to your bank
account immediately, even on weekends.
With no impact to your credit score
Purpose-driven
and responsible
At MONEYME, we're not just here to provide low rate loans - we're here to make a difference. We believe in providing smart, responsible lending that keeps you financially on track, whilst doing good for the planet.
As a Certified B CorporationTM we're big on sustainability. We hold ourselves accountable to the high standards of the B Corp movement, supporting renewable energy projects, doing our part for the community, and striving towards a greener future.
Explore our impact
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Copyright 2025 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.