About MONEYME
Click on a category to see options
Unsecured car loans up to $70,000
See it. Buy it. Drive it.
Drive away same-day with our bank-beating rates, speed and service.
Variable rate from
5.99
%
p.a.
p.a.
Comparison rate from*
6.70
%
p.a.
p.a.
Takes minutes with no impact to credit score
Simple terms.
No hidden fees.Simple terms. No hidden fees.
$0
Early repayment fee
Want to pay off early and save on interest? You can with us.
$10
Monthly fee
Simple, transparent pricing. Never any hidden extras.
$395
Establishment fee
Spread across repayments. $495 for loans over $15,000.
3-7 years
Loan durations
Choose a repayment term that suits your lifestyle.
$70,000
Max loan amount
Choose your loan amount from $5,000 to $70,000.
$0
Early repayment fee
Want to pay off early and save on interest? You can with us.
$10
Monthly fee
Simple, transparent pricing. Never any hidden extras.
$395
Establishment fee
Spread across repayments. $495 for loans over $15,000.
3-7 years
Loan durations
Choose a repayment term that suits your lifestyle.
$70,000
Max loan amount
Choose your loan amount from $5,000 to $70,000.
With no impact to your credit score
Start with an obligation-free quote
There's no paperwork required and no impact to your credit score. Get all the important information you need before you apply.
Personalised rate
Check your rate and repayments before you apply
Borrowing power
Calculate the maximum amount you can borrow
Eligibility check
Confirm you are eligible before you apply
Same day loans
If you proceed with your quote, we offer funding in as little as 60 minutes
With no impact to your credit score
Low rates that
beat the banks
Get a better a deal with our bank-beating rates.
MONEYME
from 6.70% p.a.
CommBank
from 8.40% p.a.
ANZ
from 8.40% p.a.
NAB
from 8.40% p.a.
Westpac
from 8.88% p.a.*
Click here for important information on comparison rates. All rates are for variable rate loans, unless noted with an asterisk (*), which indicates a fixed rate loan. Comparison excludes short-term promotional rates. Last updated 26/08/25.
Ready to get a quote?
Find out your rate and repayments in under 90 seconds
With no impact to your credit score
How our car loans work
Step 1
Start with a quote
No credit score impactGet a quote to find out how much you could borrow (up to $70,000) and your personalised rate. You can also view repayment options to help you budget.
Step 2
Get conditional approval
No credit score impactGet conditional approval by providing a few more details, like your income and expenses. No need to use the vehicle as security with our unsecured loan.
Step 3
Same-day funding
Accept your offer and we'll complete one final review. If everything looks good you could drive-away that day with funds in your account in as little as 60 minutes (even on weekends).
About MONEYME's pre-approved car loans
If you're looking for a new car but want to stay in control of your budget, choose MONEYME. A pre-approved personal loan gives you a clear spending limit before you start shopping - helping you plan with confidence.
Our 100% online application makes getting started simple. With fast approvals and secure access to your financial data via illion, we deliver transparent outcomes so you can focus on finding the right car, not the fine print.
Trusted by over 110,000 Aussies
Wonderful experience and efficient service
Quick turnaround in terms of the loan application outcome. Had great experience with MoneyMe as this is my second time with the company
ZakJul 1, 2024
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With no impact to your credit score
How to apply for a pre-approved car loan
Our pre-approved car loan application process is easy to follow:
- Decide how much you want to borrow and over what repayment period (3-7 years).
- Fill in an online quote form. We’ll assess your profile and give you a clear and personalised borrowing limit if you are approved.
- Once you're given a loan offer, you can then shop for a car safe in the knowledge that you have a set amount that you can spend.
- If you are approved, we can transfer the funds to you immediately, allowing you to buy your car immediately.
Everything you need in one app
Get a quote or apply on-the-go in minutes and manage your account anytime, anywhere.
Purpose-driven
and responsible
At MONEYME, we're not just here to provide low rate loans - we're here to make a difference. We believe in providing smart, responsible lending that keeps you financially on track, whilst doing good for the planet.
As a Certified B CorporationTM we're big on sustainability. We hold ourselves accountable to the high standards of the B Corp movement, supporting renewable energy projects, doing our part for the community, and striving towards a greener future.
Explore our impact
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
MONEYME acknowledges Aboriginal and Torres Strait Islander peoples as the first people and Traditional Custodians of the land and waterways throughout Australia. We recognise their continued connection to culture, community and Country, and pay our respects to Elders past and present. Learn more about our commitment here.
Our business hours
Sydney/Melbourne time
Customers
Monday - Friday
8AM-7PM
Saturday
9AM-6PM
Sunday
Closed
Partners
Monday - Friday
8AM-5PM
Saturday & Sunday
9AM-3PM
Customer support
Copyright 2025 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.